8-K - Bridgecrest Auto Funding LLC - 8.01 / 9.01

Form 8-K - Current report: SEC Accession No. 0001104659-26-045466

Filing Date: 2026-04-20

Accepted: 2026-04-20 15:41:15

Documents: 6

Period of Report: 2026-04-16

Items: Item 8.01: Other Events Item 9.01: Financial Statements and Exhibits

Bridgecrest Auto Funding LLC (Filer) CIK : 0001974820 (see all company filings) EIN. : 923493800 | State of Incorp.: DE | Fiscal Year End: 1231 Type: 8-K | Act: 34 | File No.: 333-271899 | Film No.: 26874887 SIC : 6189 Asset-Backed Securities (CF Office: Office of Structured Finance)

1 | FORM 8-K | tm2611397d11_8k.htm | 8-K

2 | EXHIBIT 5.1 | tm2611397d11_ex5-1.htm | EX-5.1

3 | EXHIBIT 5.2 | tm2611397d11_ex5-2.htm | EX-5.2

4 | EXHIBIT 8.1 | tm2611397d11_ex8-1.htm | EX-8.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2026-2

(Exact Name of Issuing Entity as Specified in its Charter)

Commission File Number of Issuing Entity: 333-271899-11

Central Index Key Number of Issuing Entity: 0002121064

BRIDGECREST AUTO FUNDING LLC

(Exact Name of Depositor as Specified in its Charter)

Commission File Number of Depositor: 333-271899

Central Index Key Number of Depositor: 0001974820

BRIDGECREST ACCEPTANCE CORPORATION

(Exact Name of Sponsor as Specified in its Charter)

Central Index Key Number of Sponsor: 0001493927

(State or Other Jurisdiction of Incorporation of Registrant)

Bridgecrest Auto Funding LLC

1720 W. Rio Salado Parkway

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

The Registrant is filing the exhibits listed in Item 9.01(d) below in connection with the issuance of Class A-1 Auto Loan Asset Backed Notes (the “Class A-1 Notes”), Class A-2 Auto Loan Asset Backed Notes (the “Class A-2 Notes”), Class A-3 Auto Loan Asset Backed Notes (the “Class A-3 Notes”), Class B Auto Loan Asset Backed Notes (the “Class B Notes”), Class C Auto Loan Asset Backed Notes (the “Class C Notes”) and Class D Auto Loan Asset Backed Notes (the “Class D Notes” and, together with the Class A-1 Notes, Class A-2 Notes, Class A-3 Notes, Class B Notes and Class C Notes, the “Publicly Registered Notes”) and Class E Auto Loan Asset Backed Notes by Bridgecrest Lending Auto Securitization Trust 2026-2 described in the Prospectus dated April 16, 2026.

This Current Report on Form 8-K is being filed in connection with the issuance of the Publicly Registered Notes to satisfy an undertaking to file unqualified legality and tax opinions at the time of each takedown from the Registration Statement. Copies of the legality and tax opinions delivered by Mayer Brown LLP, counsel to the Registrant, in connection with the issuance of the Publicly Registered Notes are attached hereto as Exhibits 5.1 and 8.1, respectively. A copy of the opinion with respect to enforceability of the Grantor Trust Certificate delivered by Morris James LLP, counsel to Bridgecrest Lending Auto Securitization Grantor Trust 2026-2, in connection with the issuance of the Notes is attached hereto as Exhibit 5.2.

Item 9.01. Financial Statements and Exhibits.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.