Regulatory Capital: Standardized Approach for Risk-Weighted Assets
The OCC, the FDIC, and the Federal Reserve Board have issued a joint notice of proposed rulemaking to revise the regulatory capital requirements applicable to banking organizations that are not Category I or II banking organizations (the U.S. Standardized Approach). The proposed revisions would improve the calculation of risk-based capital requirements to better reflect the risks of these banking organizations' exposures and facilitate more effective supervisory and market assessments of capital adequacy.