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The 2025 HMDA Loan Application Register data can be found on the FFIEC's HMDA Platform.

U.S. Department of the Treasury Office of Public Affairs Press Release: March 25, 2026 Contact: Treasury Public Affairs, Press@treasury.gov READOUT: Financial Stability Oversight Council Meeting on March 25, 2026 WASHINGTON – Today, U.S. Secretary of the Treasury Scott K. H. Bessent convened a meeting of the Financial Stability Oversight Council (Council) in executive and open sessions at the U.S. Department of the Treasury (Treasury). During the executive session, the Council heard a briefing from Treasury staff on the Council’s quarterly financial stability monitor. The update described key developments during the recent quarter in the banking sector, financial markets, household finances, and financial innovation. The presentation also addressed geopolitical risks, the implications of increased investment in artificial intelligence, and recent developments in the private credit sector. Council members noted the resilience of the financial system and discussed their agencies’ efforts to monitor market developments. The Council also received a presentation from Treasury staff on the development of tools to monitor household financial resilience, including an assessment of consumer credit conditions. The presentation included an analysis of the impact of fraud on households and its implications for economic security and the broader financial system. During the open session, the Council received a presentation from Treasury staff on the Council’s proposed interpretive guidance on nonbank financial company designations. The presentation provided an overview of proposed revisions to the Council’s 2023 interpretive guidance. The Council voted unanimously to publish the proposed interpretive guidance in the Federal Register. The proposed interpretive guidance will be available for public comment for 45 days after publication in the Federal Register. The Council also received an update from the Board of Governors of the Federal Reserve System, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation on banking supervision and regulatory reforms. The agencies described their recently issued proposals to simplify and modernize regulatory capital standards and other ongoing efforts to enhance their regulatory and supervisory frameworks. The Council also voted to approve the minutes of its previous meeting on December 11, 2025. In attendance at the Council meeting at Treasury or virtually were the following members: Scott K. H. Bessent, Secretary of the Treasury (Chairperson of the Council) Jerome H. Powell, Chair, Board of Governors of the Federal Reserve System Jonathan V. Gould, Comptroller of the Currency Geoffrey Gradler, Deputy Director, Consumer Financial Protection Bureau (acting pursuant to delegated authority) Paul S. Atkins, Chairman, Securities and Exchange Commission Travis Hill, Chairman, Federal Deposit Insurance Corporation Michael S. Selig, Chairman, Commodity Futures Trading Commission William J. Pulte, Director, Federal Housing Finance Agency Kyle S. Hauptman, Chairman, National Credit Union Administration Steven Seitz, Director, Federal Insurance Office (non-voting member) Elizabeth K. Dwyer, Director, Rhode Island Department of Business Regulation (non-voting member) Lise Kruse, Commissioner, North Dakota Department of Financial Institutions (non-voting member) Melanie Lubin, Securities Commissioner, Office of the Attorney General of Maryland, Securities Division (non-voting member) Additional information regarding the Council, its work, the proposed interpretive guidance, and the Council’s meeting minutes is available at http://www.fsoc.gov . ###

The Securities and Exchange Commission today announced the appointment of Demetrios (Jim) Logothetis, as Chairman, and Mark Calabria, Kyle Hauptman, and Steven Laughton, as Board members, of the Public Company Accounting Oversight Board (PCAOB). George…

CFPB and Justice have withdrawn a joint statement linked to a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act.

The CFPB, FRB, and OCC are announcing that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from $33,500 to $34,200.

The CFPB and the FRB are announcing the dollar thresholds used to determine whether certain consumer credit and lease transactions in 2026 are subject to certain protections under Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing).

Washington, D.C.—Today, the CFPB made changes to how the Supervision Division conducts exams. Previously, under the leadership of Director Chopra and Biden’s Director of Supervision Lorelei Salas, a former Soros activist who was put on leave in February 2025, this division was the weaponized arm of the CFPB.

Washington, D.C.—Today, the Consumer Financial Protection Bureau (CFPB) filed a notice informing the court in NTEU v. Vought that the Department of Justice’s Office of Legal Counsel (OLC) has determined that the Bureau may not legally request funds at this time from the Federal Reserve under Dodd-Frank.

Today, in the Consumer Financial Protection Bureau’s (CFPB) November 12, 2021 lawsuit against FirstCash, Inc., and nineteen subsidiaries alleging violations of the Military Lending Act (MLA), the parties reached a settlement and jointly filed a stipulated final judgment and proposed order, which if entered by the court, would resolve the lawsuit.

The CFPB amended its January 30, 2025 consent order with the international remittance company Wise resolving claims including advertising inaccurate fees and failing to properly disclose exchange rates and other costs.

The CFPB is announcing that it will not prioritize enforcement actions taken on the basis of the Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans, 89 Fed. Reg. 47,068 (May 31, 2024) (“Buy Now, Pay Later”).

The CFPB is announcing that it will not prioritize enforcement or supervision actions with regard to entities that are currently outside the stay imposed under Texas Bankers Association v. CFPB, No. 24-40705 (CA5).

The Consumer Financial Protection Bureau will not prioritize enforcement or supervision actions for entities that do not satisfy future deadlines to submit registration information under the regulation titled "Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders".

The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.

The Bureau will keep its enforcement and supervision resources focused on pressing threats to consumers, particularly servicemen and veterans.

On January 31, 2025, President Trump designated Secretary of the Treasury Scott Bessent as Acting Director of the Consumer Financial Protection Bureau (CFPB).

Today, the Consumer Financial Protection Bureau (CFPB) released its annual list of consumer reporting companies.

The CFPB ordered the international remittance company Wise to pay nearly $2.5 million for a series of illegal actions.

The CFPB published a report showing that U.S. servicemembers pay higher costs and face greater financial risks when taking out credit to buy a car.

A letter written by Seth Frotman, CFPB General Counsel, to the Representative John J. Lawn, Jr. and the Senator John J. Cronin of the Massachusetts State Legislature.

A letter written by Seth Frotman, CFPB General Counsel, to Senator Marcus Riccelli and Representative Joe Timmons of the Washington State Legislature.

A letter written by Seth Frotman, CFPB General Counsel, to Senator Wlnsvey Campos and the Representative Nathan Sosa of the Oregon State Legislature.