Regulatory Capital

U.S. Department of the Treasury Office of Public Affairs Press Release: March 25, 2026 Contact: Treasury Public Affairs, Press@treasury.gov READOUT: Financial Stability Oversight Council Meeting on March 25, 2026 WASHINGTON – Today, U.S. Secretary of the Treasury Scott K. H. Bessent convened a meeting of the Financial Stability Oversight Council (Council) in executive and open sessions at the U.S. Department of the Treasury (Treasury). During the executive session, the Council heard a briefing from Treasury staff on the Council’s quarterly financial stability monitor. The update described key developments during the recent quarter in the banking sector, financial markets, household finances, and financial innovation. The presentation also addressed geopolitical risks, the implications of increased investment in artificial intelligence, and recent developments in the private credit sector. Council members noted the resilience of the financial system and discussed their agencies’ efforts to monitor market developments. The Council also received a presentation from Treasury staff on the development of tools to monitor household financial resilience, including an assessment of consumer credit conditions. The presentation included an analysis of the impact of fraud on households and its implications for economic security and the broader financial system. During the open session, the Council received a presentation from Treasury staff on the Council’s proposed interpretive guidance on nonbank financial company designations. The presentation provided an overview of proposed revisions to the Council’s 2023 interpretive guidance. The Council voted unanimously to publish the proposed interpretive guidance in the Federal Register. The proposed interpretive guidance will be available for public comment for 45 days after publication in the Federal Register. The Council also received an update from the Board of Governors of the Federal Reserve System, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation on banking supervision and regulatory reforms. The agencies described their recently issued proposals to simplify and modernize regulatory capital standards and other ongoing efforts to enhance their regulatory and supervisory frameworks. The Council also voted to approve the minutes of its previous meeting on December 11, 2025. In attendance at the Council meeting at Treasury or virtually were the following members: Scott K. H. Bessent, Secretary of the Treasury (Chairperson of the Council) Jerome H. Powell, Chair, Board of Governors of the Federal Reserve System Jonathan V. Gould, Comptroller of the Currency Geoffrey Gradler, Deputy Director, Consumer Financial Protection Bureau (acting pursuant to delegated authority) Paul S. Atkins, Chairman, Securities and Exchange Commission Travis Hill, Chairman, Federal Deposit Insurance Corporation Michael S. Selig, Chairman, Commodity Futures Trading Commission William J. Pulte, Director, Federal Housing Finance Agency Kyle S. Hauptman, Chairman, National Credit Union Administration Steven Seitz, Director, Federal Insurance Office (non-voting member) Elizabeth K. Dwyer, Director, Rhode Island Department of Business Regulation (non-voting member) Lise Kruse, Commissioner, North Dakota Department of Financial Institutions (non-voting member) Melanie Lubin, Securities Commissioner, Office of the Attorney General of Maryland, Securities Division (non-voting member) Additional information regarding the Council, its work, the proposed interpretive guidance, and the Council’s meeting minutes is available at http://www.fsoc.gov . ###

BOARD MEETING | MARCH 19, 2026 FDIC Board of Directors Meeting Today, the Federal Deposit Insurance Corporation's Board of Directors met in open session to consider the following matters. Materials and information relative to the open Board actions are available on the Board Matters webpage . Items Addressed in Open Session: Notice of Proposed Rulemaking: Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations Statement by Chairman Travis Hill Press Release Financial Institution Letter Notice of Proposed Rulemaking: Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-weighted Assets Statement by Chairman Travis Hill Press Release Financial Institution Letter Final Rule: Clarification of Deposit Insurance Coverage for Branches of U.S. Banks in the Federated States of Micronesia, the Marshall Islands, and Palau Rescission of Statement of Policy on Qualifications for Failed Bank Acquisitions Press Release Financial Institution Letter A recording of the full webcast of the open session is available. Board Materials The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US

The OCC, FDIC, and Federal Reserve Board have issued a joint notice of proposed rulemaking to modernize the regulatory capital requirements applicable to Category I and II banking organizations and the market risk capital framework for banking organizations with significant trading activity.

The OCC, the FDIC, and the Federal Reserve Board have issued a joint notice of proposed rulemaking to revise the regulatory capital requirements applicable to banking organizations that are not Category I or II banking organizations (the U.S. Standardized Approach). The proposed revisions would improve the calculation of risk-based capital requirements to better reflect the risks of these banking organizations' exposures and facilitate more effective supervisory and market assessments of capital adequacy.

Agencies request comment on proposals to modernize the regulatory capital framework and maintain the strength of the banking system

The OCC, FDIC, and Federal Reserve Board are issuing these frequently asked questions (FAQ) to clarify the regulatory capital treatment of tokenized securities.